I've never thought of myself as a perfectionist. One would only have to peer into my office to understand why. My office has the appearance of chaos, confusion and disorder. "Appearance" is the operative word. I find the chaos to be completely ...

You can hide your bills in a bag but you will still owe people money. You can avoid balancing your checkbook but that doesn't mean you have money in the bank.

Isn't it time to quit lying to yourself and to get real about what you spend and where you spend it?